Joseph Choi is a top-producing sales and business development executive with 20+ years of proven track record in the consumer mortgage and commercial real estate market. Focusing on the commercial real estate loan offerings for the past 10+ years, he consistently delivers a tenfold growth in commercial real estate sales through building long-lasting strategic relationships in the niche markets. He can develop active referral sources and generate leads in commercial real estate, close SBA loans, and cross-sell consumer banking products and services. Excellent speaker and leader with broad knowledge of SBA loans in the marketplace, from high availability platforms through networking and marketing. Extensive experience originating and processing SBA loans and referral source marketing programs that support commercial real estate sales and loan productions, particularly for small business capital needs.

Kris G. Kelly is a business development leader at Advanced Test Equipment Corporation (ATEC), where he specializes in helping medical device, biotech, aerospace, and industrial manufacturers accelerate time to market through strategic test equipment rentals and technical solutions. With deep industry knowledge and a sharp focus on compliance, Kris works with engineering and regulatory teams to support product validation, reliability testing, and environmental qualification programs. A frequent panelist and contributor to industry conferences, Kris is passionate about capital-efficient innovation, helping startups and enterprises alike reduce CAPEX while meeting stringent standards such as IEC 60601, FDA QSR, and ISO 17025. He also advises founders on test planning for FDA submissions and often collaborates with incubators and innovation hubs like Aquillius. Whether it's enabling a MedTech startup to scale with limited resources or supporting a Fortune 500's accelerated testing initiative, Kris brings clarity, speed, and connection to every engagement.